• Information we receive from you on applications and other forms
• Information about your transactions with us, our affiliates, or others
• Information we receive from a consumer reporting agency

We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.

We may disclose nonpublic personal information about you to non-affiliated third party as permitted by law.

We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic information.